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Get Closer To Your Goals.

Independence’s Exclusive College Tuition Benefit® (CTB) Program. More added value for you and your clients.
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The College Tuition Benefit® (CTB):
Available on all Independence products.

Saving for college is probably one of the most important financial goals families are faced with today.

With that, more employers feel a pressing need to provide benefits to help employees save for college or pay down student debt as a way to retain employees and attract new ones.

In the past 20 years, the cost of a college education has increased exponentially — the average published tuition at private nonprofit four-year institutions is $35,8301 — and it continues to grow at an astonishing rate.

The CTB Program not only provides your clients with a way to add something meaningful to their employees’ coverages — it lets you offer products that help you stand out and reach your goals.

It’s a win-win situation for everyone!

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Employers get the edge to retain employees and attract new ones.

With a competitive labor market and growing concern for the financial well-being of employees, Independence’s Exclusive College Tuition Benefit® (CTB) Program is an attractive incentive for your clients. The prospect of reduced tuition, and the possibility of helping a loved one go to college, combined with high-quality Independence coverage, delivers a powerful value-added benefit for employers to offer employees.

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Participation is open to everyone.

It allows employees to not only save for children and stepchildren – but also grandchildren, nieces, nephews and Godchildren too. There’s virtually no limit to whose goals they choose to support.

“Very good experience. Straightforward and concise. List of colleges is good and fits many different needs for the students. I will definitely recommend the Guardian CTB rewards program.”
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Christopher M
Thompson’s Station, TN (Member with CTB)