Get Closer To Your College Savings Goal.

Earn valuable rewards to help pay for a loved one’s college tuition.
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The Independence Blue Cross (Independence) College Tuition Benefit® (CTB) Program.

Paying for college is probably one of the most important financial goals families are faced with today. It’s expensive too. There are decades of saving or hunting for financial aid — not to mention students taking on overwhelming debt.

That’s why Independence is offering CTB. It’s a
rewards-based program offered through your employer that provides a simple and effective way for you to save for sending a child or loved one to college.

Rewards can add up fast.
Here’s how it works.

  • Employees receive 2,000 Tuition Rewards Points when they sign-up for CTB
  • Each Tuition Rewards Points equals $1 in tuition reduction.
  • Employees receive a bonus of 2,500 Tuition Rewards Points in year four
  • Employees can allocate Tuition Rewards Points to their children, grandchildren, nieces and nephews. God children and stepchildren, too.

The example on the right represents how a member can earn Tuition Rewards Points over seven years and across four products, which could end up covering the cost of a full year’s tuition! The more eligible plans you enroll in, the more Tuition Rewards Points you can earn.

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Your Tuition Rewards increase each year
and you can keep them forever.

It’s easy to keep up with your progress and program updates, too.

  • Manage your Tuition Rewards® Points through your own, easy-to-activate, CTB online account.
  • Tuition Rewards Points accumulate and are tracked automatically.
  • Useful college planning tools and guidance are also provided.
  • Ongoing account reminders help you get the most out of the program.

Participation is open to everyone

Whether you have children or not, the great part of the Independence CTB program is that anyone can participate. It allows employees to save for their children, grandchildren, nieces and nephews. God children and stepchildren, too. There’s virtually no limit to whose goals you can support.


of participating schools were ranked among “America’s Best” by U.S. News and World Report.2

Get a step closer to your college savings goals.
Enroll in the CTB Program today.

Contact your Human Resources or Employee Benefits Representative for more information.

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